{"id":75,"date":"2026-10-07T15:00:00","date_gmt":"2026-10-07T15:00:00","guid":{"rendered":"https:\/\/www.taagmtg.com\/blog\/?p=75"},"modified":"2026-10-07T15:00:00","modified_gmt":"2026-10-07T15:00:00","slug":"one-mortgage-question-could-save-23-8k-schedule-a-meeting-today-https-calendar-app-google-dxnydmsbxltqxrafa","status":"publish","type":"post","link":"https:\/\/www.taagmtg.com\/blog\/2026\/10\/07\/one-mortgage-question-could-save-23-8k-schedule-a-meeting-today-https-calendar-app-google-dxnydmsbxltqxrafa\/","title":{"rendered":"One Mortgage Question Could Save $23.8K | Schedule a meeting today! https:\/\/calendar.app.google\/DxNYdmSBXLTQXraFA"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/annias-tate\/ask-mortgage-save-remotion-videos-0a0c\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>It\u2019s surprising how much one smart mortgage question can impact your financial future\u2014especially for homeowners 55 and up. A look at 3.2 million 2025 mortgages found that borrowers in this age group who refinanced often ended up with rates about 1 percentage point higher than what was available for similar profiles. That difference translates to nearly $2,400 more paid each year, or around $19,000 over an eight-year period. In fact, over 80% of older refinancers were in loans that cost more than necessary. For someone with a $197,000 balance, that\u2019s a monthly payment difference of $135 between a competitive low-7% refinance and a rate closer to 8%. The main culprits? Convenience, sticking with the familiar, and feeling rushed by things like cold calls or offers to skip a payment. My experience\u2014especially working with clients navigating these exact pressures\u2014has shown how important it is to slow down and compare options. The best advice: gather at least three Loan Estimates, look closely at APR and origination fees, review your Closing Disclosure carefully, and remember the three-day rescission right if you need it. Taking these steps can protect your pocketbook and your peace of mind.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s surprising how much one smart mortgage question can impact your financial future\u2014especially for homeowners 55 and up. A look at 3.2 million 2025 mortgages found that borrowers in this age group who refinanced often ended up with rates about 1 percentage point higher than what was available for similar profiles. That difference translates to [&hellip;]<\/p>\n","protected":false},"author":394,"featured_media":76,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-75","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/75","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/users\/394"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/comments?post=75"}],"version-history":[{"count":1,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions"}],"predecessor-version":[{"id":77,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions\/77"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media\/76"}],"wp:attachment":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media?parent=75"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/categories?post=75"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/tags?post=75"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}