{"id":6,"date":"2026-09-02T12:00:00","date_gmt":"2026-09-02T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/taagmtg-com\/2026\/09\/02\/assumable-mortgage-vs-refinance-after-divorce-schedule-a-meeting-today-https-calendar-app-google-dxnydmsbxltqxrafa\/"},"modified":"2026-09-02T12:00:00","modified_gmt":"2026-09-02T12:00:00","slug":"assumable-mortgage-vs-refinance-after-divorce-schedule-a-meeting-today-https-calendar-app-google-dxnydmsbxltqxrafa","status":"publish","type":"post","link":"https:\/\/www.taagmtg.com\/blog\/2026\/09\/02\/assumable-mortgage-vs-refinance-after-divorce-schedule-a-meeting-today-https-calendar-app-google-dxnydmsbxltqxrafa\/","title":{"rendered":"Assumable Mortgage vs Refinance After Divorce | Schedule a meeting today! https:\/\/calendar.app.google\/DxNYdmSBXLTQXraFA"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/annias-tate\/assumable-mortgage-divorce-remotion-videos-291e\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>For divorcing US homeowners, assuming an eligible mortgage was often the simplest, lowest-cost path to sole ownership, keeping current terms and avoiding a new loan.<br \/>\nIn the current high-rate market, replacing an older mortgage could raise housing costs sharply; one example moved from ~4% to mid-6%, lifting payments to ~$1.4K.<br \/>\nAssumption was not universal: only certain government-backed loans typically allowed it, covering about one-fifth of US mortgages, and the remaining spouse still needed lender approval.<br \/>\nIf assumption or refinancing did not fit, couples could sell and split proceeds, arrange a buyout, or delay changes so one spouse stayed temporarily.<br \/>\nThe decision depended on who kept the home, how payments would work, and each spouse\u2019s long-term goals, with financial advice potentially clarifying best fit.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For divorcing US homeowners, assuming an eligible mortgage was often the simplest, lowest-cost path to sole ownership, keeping current terms and avoiding a new loan. In the current high-rate market, replacing an older mortgage could raise housing costs sharply; one example moved from ~4% to mid-6%, lifting payments to ~$1.4K. Assumption was not universal: only [&hellip;]<\/p>\n","protected":false},"author":394,"featured_media":35,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/users\/394"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":0,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media\/35"}],"wp:attachment":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}