{"id":108,"date":"2026-10-18T11:00:00","date_gmt":"2026-10-18T11:00:00","guid":{"rendered":"https:\/\/www.taagmtg.com\/blog\/?p=108"},"modified":"2026-10-18T11:00:00","modified_gmt":"2026-10-18T11:00:00","slug":"how-can-homebuyers-beat-the-headline-mortgage-rate","status":"publish","type":"post","link":"https:\/\/www.taagmtg.com\/blog\/2026\/10\/18\/how-can-homebuyers-beat-the-headline-mortgage-rate\/","title":{"rendered":"How Can Homebuyers Beat the Headline Mortgage Rate?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Many buyers see the headline mortgage rate and assume that&#039;s what they&#039;ll get\u2014but in reality, there&#039;s often room to do better. As someone who&#039;s guided clients from all walks of life, I&#039;ve seen firsthand how even a 93 basis point difference in your mortgage rate can impact your buying power by around $28,400. Factors like your credit score (ideally above 700-720), the size of your down payment, and the lender you choose all play a role. That&#039;s why I always encourage folks to compare offers from multiple lenders. Taking the time to explore your options can help you land a more favorable rate\u2014and give you a stronger position when searching for your next home.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.lifehealth.com\/how-can-homebuyers-beat-the-headline-mortgage-rate\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many buyers see the headline mortgage rate and assume that&#039;s what they&#039;ll get\u2014but in reality, there&#039;s often room to do better. As someone who&#039;s guided clients from all walks of life, I&#039;ve seen firsthand how even a 93 basis point difference in your mortgage rate can impact your buying power by around $28,400. Factors like [&hellip;]<\/p>\n","protected":false},"author":394,"featured_media":109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/users\/394"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":1,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions"}],"predecessor-version":[{"id":110,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions\/110"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media\/109"}],"wp:attachment":[{"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/media?parent=108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/categories?post=108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taagmtg.com\/blog\/wp-json\/wp\/v2\/tags?post=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}